Making money move
the way it should

mbo.finance was built on a simple belief: sending money internationally should be transparent, fast, and fair — for everyone, everywhere.

Who we are

Our story

mbo.finance Ltd was founded to solve a problem millions of people face every day: sending money across borders is slow, expensive, and opaque. Traditional banks charge hidden fees buried inside inflated exchange rates, and legacy transfer services can take days to move funds that should arrive in seconds.

We built mbo.finance as a modern alternative — a platform where the exchange rate you see is the real mid-market rate, where fees are shown upfront before you confirm anything, and where transfers between our users arrive instantly, any time of day.

Today, mbo.finance supports 9 currencies, integrated cryptocurrency services, and users across more than 40 countries, with a focus on the United Kingdom, Sweden, Norway, Germany, Canada, Australia, and New Zealand.

Company information
Legal namembo.finance Ltd
Incorporated inEngland & Wales
Company number[COMPANY NUMBER]
Registered office[REGISTERED ADDRESS]
ICO registration[ICO REGISTRATION NUMBER]
Contactsupport@mbo.finance
What we stand for

Our values

🔍
Radical transparency
The rate you see is the rate you get. Every fee is displayed before you confirm. No small print, no surprises on your statement.
🛡️
Compliance first
We treat regulatory compliance as a foundation, not an afterthought — full KYC verification, AML monitoring, and cooperation with authorities.
⚡
Speed that respects you
Instant transfers between accounts, 24/7. Bank withdrawals processed within one business day. Your money shouldn't wait.
🔐
Security by design
256-bit encryption, two-factor authentication, session protection, and a full audit trail on every action taken on the platform.
🌍
Built for everyone
Whether you're supporting family abroad, freelancing across borders, or managing multi-currency finances — mbo.finance works for you.
💬
Humans, not scripts
Real support from real people. Questions answered, problems solved, and a documented complaints procedure if we ever fall short.
Regulation & compliance

Our commitment to doing things right

Operating a financial platform is a responsibility we take seriously. mbo.finance is committed to full compliance with applicable regulations in every jurisdiction we serve.

📋
KYC on every account
All users complete identity verification before accessing full platform features, in line with Money Laundering Regulations 2017 (UK) and equivalent legislation.
🛡️
AML transaction monitoring
Automated monitoring flags unusual activity for review, with suspicious activity reporting to relevant financial intelligence units.
🇬🇧
UK regulatory pathway
mbo.finance Ltd is incorporated in England & Wales and is pursuing authorisation from the Financial Conduct Authority (FCA).
🔒
Data protection
Registered with the ICO. Fully compliant with UK GDPR, EU GDPR, PIPEDA (Canada), and the Privacy Acts of Australia and New Zealand.
📄
Clear legal framework
Comprehensive Terms of Service and Privacy Policy covering all seven core jurisdictions we serve.
💬
Complaints procedure
A documented, fair complaints process with defined response times. See our Complaints Procedure.
How we work

What happens to your money

You create an account and verify your identity
Registration takes two minutes. KYC verification is reviewed within 24 hours — a legal requirement that protects every user on the platform.
You add funds your way
Bank transfer or crypto deposit — your balance appears in your multi-currency wallet, ready to hold, convert, or send.
Every transaction is monitored and logged
Our AML systems screen transactions automatically. A complete audit trail of your account is available to you at any time via statements.
Your funds move at the real rate
Transfers between mbo.finance accounts are instant and free. Conversions use the live mid-market rate. Withdrawals reach your bank within 1–2 business days.

Ready to experience the difference?

Join thousands of users sending money the transparent way.

Create free account →